Search
  • Lore Decanini

Do insurance companies care about the age of your roof?


Yes, they do!

Some insurers won’t cover a roof that’s more than 10 years old. A lot of companies don’t provide coverage if a roof reached 20 years.

Why is that? The reason is that roofing systems start to deteriorate around 10-12 years. It’s safest to assume that old #roofs are problematic when it comes to insurance claims.

And while every roofing material has a corresponding lifespan, other factors affect longevity. For example, asphalt shingles last 20-30 years but poor installation methods mean they won’t last long. More factors that affect roofing service life include the weather, material quality, roof pitch, and ventilation.


While a roofing material has its own average lifespan, there are other things that speed up deterioration. For example, weather, maintenance, and the quality of installation.

A lot of homeowners unknowingly make the mistake of not maintaining their roofs. Little do they know that the lack of maintenance can result in the disapproval of their claim.

No matter what roofing type you have, maintenance is essential. So, is a leaking #roof covered by insurance? Yes – unless there is gross negligence.

When it comes to maintenance, you might be wondering what it should look like. It doesn’t have to be difficult and time-consuming. As a homeowner, it pays to be attentive to signs of roofing damage. When you notice them, call a #roofing contractor to perform the necessary repairs.

The insurance company should know that you played your role in preserving the integrity of your roof.


Call the experts to know more about how to file your claims and get your #FREE estimate TODAY

850-409-5303


0 views

A Jackson Construction and Design, Inc Company